4-week rolling average · Data through March 12, 2026 · ZIP 02139
Cambridge, MA (02139) is showing a notable divergence between the median list price of $1,035,000 and the median sale price of $2,650,000, suggesting that higher-end properties are significantly driving closed transaction values above initial asking benchmarks. With 56 active for-sale listings and a median days on market of 50, the market sits at a warm temperature with moderate inventory and measured buyer activity. At $932.11 per square foot, Cambridge remains one of the most premium-priced urban markets in the region.
| Beds | Sale Price | Rent |
|---|---|---|
| 1BR | $599K | $3K/mo |
| 2BR | $895K | $4K/mo |
| 3BR | $1.20M | $5K/mo |
| 4BR | $2.20M | $5K/mo |
| 5BR | $2.65M | $7K/mo |
| 6BR | $4.53M | $6K/mo |
| 7BR | $1.60M | $9K/mo |
The gap between the median list price of $1,035,000 and the median sale price of $2,650,000 indicates that well-positioned, higher-value properties are commanding strong final sale numbers. With only 56 active listings in the market, sellers benefit from limited competition, though a median of 50 days on market suggests buyers are taking time to evaluate before committing.
Buyers entering the Cambridge market should be prepared for significant price variation by bedroom count, ranging from $399,999 for a studio to $4,525,000 for a 6-bedroom home, making budget alignment with property type essential. A 30-year mortgage rate of 6% on a median sale price of $2,650,000 translates to a substantial monthly commitment, so financing preparation and pre-approval are critical first steps.
With a median rent of $3,691 and a robust rental inventory of 698 units, Cambridge demonstrates strong and consistent rental demand that can support long-term income strategies. A 2-bedroom home sells at a median of $895,000 while renting at $3,680 per month, which investors should model carefully against a 6% mortgage rate to assess cash flow feasibility.
The current 30-year fixed mortgage rate stands at 6% and the 15-year fixed rate is at 5.43%, both of which meaningfully impact purchasing power at Cambridge's elevated price points. Buyers who can qualify for a 15-year term may benefit from the lower rate of 5.43%, though the higher monthly principal payments on multi-million dollar properties require strong financial positioning.
Get these market reports sent to your clients automatically every week — branded with your name and contact info.
Get started free →Data sources: Rentcast · Zillow · Federal Reserve (FRED)
Market intelligence by FarmPosts