4-week rolling average · Data through March 12, 2026 · ZIP 02139
Cambridge, MA (02139) is an exceptionally competitive market with a competition score of 90 out of 100 and a median days on market of just 11 days, reflecting strong buyer demand against a limited supply of 114 active listings. A notable gap exists between the median list price of $1,170,000 and the median sale price of $2,499,000, suggesting that higher-value properties are driving closed transaction figures well above typical asking benchmarks. At $973.32 per square foot, this market commands premium pricing that underscores its desirability and constrained inventory.
| Beds | Sale Price | Rent |
|---|---|---|
| 1BR | $585K | $3K/mo |
| 2BR | $935K | $4K/mo |
| 3BR | $1.46M | $5K/mo |
| 4BR | $2.50M | $6K/mo |
| 5BR | $1.80M | $7K/mo |
| 6BR | $2.50M | $6K/mo |
| 7BR | $2.10M | $9K/mo |
Sellers in 02139 are in a strong position given the competition score of 90 and a median of just 11 days on market, reflecting serious buyer urgency and little time for hesitation. The median sale price of $2,499,000 significantly exceeds the median list price of $1,170,000, indicating that premium properties in this zip code are closing at levels well above standard asking figures.
Buyers must be prepared to move quickly in a market where homes are selling in a median of just 11 days, making mortgage pre-approval and decisive action essential before submitting any offer. Sale prices vary considerably by bedroom type, ranging from $450,000 for a studio to $2,500,000 for a 4-bedroom home, so aligning your budget precisely with your target property type is a critical starting point.
Cambridge presents a deep rental market with 1,028 rental units in inventory and a median rent of $3,900 per month, pointing to sustained and broad rental demand throughout this submarket. A 2-bedroom home carries a median sale price of $935,000 and a median rent of $3,800 per month, and investors should model those figures carefully against the current 30-year mortgage rate of 6.37% to assess realistic cash flow outcomes.
The current 30-year fixed mortgage rate of 6.37% and the 15-year fixed rate of 5.72% carry considerable weight at Cambridge price points, where even modest rate differences translate into substantial shifts in monthly payment obligations. Buyers with the financial capacity to pursue a 15-year term may benefit from the lower rate of 5.72%, though the higher monthly principal on properties priced near the $2,499,000 median sale price requires strong financial positioning.
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Market intelligence by FarmPosts