4-week rolling average · Data through March 12, 2026 · ZIP 92101
The San Diego 92101 market is showing a notable gap between the median list price of $725,000 and the median sale price of $1,350,000, suggesting that higher-end properties are driving closed transactions well above typical asking prices. With 442 active for-sale listings and a median days on market of 57, the market sits at a balanced temperature with homes taking nearly two months to sell. At $818.21 per square foot, buyers are paying a premium for this coastal San Diego zip code.
| Beds | Sale Price | Rent |
|---|---|---|
| 1BR | $525K | $3K/mo |
| 2BR | $850K | $4K/mo |
| 3BR | $1.40M | $5K/mo |
| 4BR | $2.70M | $1K/mo |
| 5BR | $2.85M | — |
| 6BR | $4M | — |
Sellers in 92101 may benefit from the fact that closed sale prices are significantly outpacing list prices, with a median sale price of $1,350,000 against a median list of $725,000. However, the 57-day median days on market signals that patience is required, and strategic pricing will be key to attracting serious buyers.
Buyers should be prepared for a wide price range depending on bedroom count, with studios starting at $399,999 and 4-bedroom homes reaching $2,700,000 in this zip code. The 57-day median days on market offers some breathing room to conduct due diligence, but the gap between list and sale prices means budgeting conservatively based on list price alone could lead to surprises.
With a median rent of $2,912 and 1,375 rental units available, the rental market in 92101 offers meaningful inventory to evaluate for acquisition. However, at a median sale price of $1,350,000 and a price per square foot of $818.21, investors should carefully model cash flow given the high entry costs relative to current rent levels.
The 30-year fixed mortgage rate sits at 6.00% and the 15-year fixed rate at 5.43%, which directly impacts affordability on high-priced assets like those in 92101. Buyers financing a $1,350,000 purchase should factor these rates carefully into their monthly payment projections before making an offer.
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Market intelligence by FarmPosts