4-week rolling average · Data through March 12, 2026 · ZIP 92107
The 92107 zip code in San Diego is running hot with a market temperature score of 81 and a median sale price of $2,124,000, which sits notably above the median list price of $1,550,000, signaling strong buyer competition. Homes are moving quickly with a median of just 21 days on market, and with only 98 active listings available, supply remains tight. At $1,141.32 per square foot, this coastal San Diego market commands premium pricing.
| Beds | Sale Price | Rent |
|---|---|---|
| 1BR | $489K | $2K/mo |
| 2BR | $1.05M | $3K/mo |
| 3BR | $1.70M | $5K/mo |
| 4BR | $2.39M | $8K/mo |
| 5BR | $2.75M | — |
| 6BR | $3.00M | — |
| 7BR | $2.10M | — |
| 8BR | $1.65M | — |
With the median sale price at $2,124,000 running well above the median list price of $1,550,000, sellers are in a strong position to attract competitive offers. Low inventory of just 98 active listings and a brisk 21-day median days on market means well-priced homes are moving without sitting long.
Buyers in the 92107 market should be prepared for prices that frequently exceed list price, as the median sale price of $2,124,000 is significantly higher than the median list price of $1,550,000. With only 98 active listings and a hot market temperature score of 81, acting decisively and coming in with a strong offer is essential in this competitive environment.
The rental market in 92107 offers 228 rental listings, but the math on returns is challenging given a median sale price of $2,124,000 against a median rent of just $2,725 per month. Investors focused on larger units may find better yield potential, as 4-bedroom rentals are commanding $7,933 per month compared to a 4-bedroom sale price of $2,394,997.
The current 30-year mortgage rate of 6.00% and 15-year rate of 5.43% add significant carrying costs on top of a median sale price of $2,124,000, making monthly payments a key consideration for buyers. Buyers who can qualify for a 15-year loan at 5.43% will save meaningfully on interest over the life of the loan, though the higher monthly payments require strong income to support prices at this level.
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Market intelligence by FarmPosts