๐Ÿ“Š Updated weekly with real market data ยท Last updated: March 12, 2026 ยท Powered by FarmPosts
Market Report

San Francisco, CA Real Estate Market

4-week rolling average ยท Data through March 12, 2026 ยท ZIP 94103

$3.50M
Median Sale Price
$950K
Median List Price
51
Days on Market
Median Rent
$3K/mo
Median rental listing price
Rental Inventory
146
Active rental listings
๐Ÿ’ก
Key Market Insight

The San Francisco 94103 market is running warm with a median sale price of $3,498,000 and a median list price of $950,000, suggesting that larger or higher-end properties are closing well above initial asking figures. With 94 active for-sale listings and a median days on market of 51, inventory is relatively tight and homes are taking a moderate amount of time to sell. At $805.24 per square foot, this zip code remains one of the more premium-priced urban markets in the country.

๐Ÿฆ
30-Year Fixed Rate
6.0%

Market Activity

Active Inventory94
Price per Sq Ft$805

By Bedroom

BedsSale PriceRent
1BR$529K$3K/mo
2BR$1.19M$4K/mo
3BR$3.29M$5K/mo
4BR$2.29M$6K/mo
6BR$2.08M$8K/mo
8BR$1.50Mโ€”
Market Temperature
Buyer's MarketBalancedSeller's Market
๐ŸŒก๏ธ Warm โ€” Slight Seller Advantage

What This Means For You

๐Ÿ Sellers

With a median sale price of $3,498,000 sitting significantly above the median list price of $950,000, sellers of larger properties are seeing strong final sale outcomes in this market. The 51-day median days on market suggests buyers are deliberate, so pricing strategically from the start will help attract serious offers without prolonged listing periods.

๐Ÿ”‘Buyers

Buyers in 94103 should be prepared for a wide range of price points, from $495,000 for a studio to $3,295,000 for a 3-bedroom, so clarifying your bedroom needs early will sharpen your budget planning. With a median days on market of 51 and only 94 active listings, supply is limited and competition could intensify quickly, making pre-approval and readiness to move essential.

๐Ÿ“ˆInvestors

With a median rent of $3,250 and rental inventory at 146 units, the rental market in 94103 shows consistent demand that can support income-generating properties. A 2-bedroom rents for $4,195 per month against a median sale price of $1,185,000 for the same bedroom count, giving investors a concrete starting point for evaluating cash flow potential at current mortgage rates.

๐ŸฆRates

The current 30-year fixed mortgage rate sits at 6.00 percent and the 15-year fixed rate is at 5.43 percent, both of which meaningfully affect monthly payments on high-priced San Francisco properties. Buyers who qualify for the 15-year term can save on total interest paid, though the higher monthly payments on a multi-million dollar purchase require careful financial planning.

For Real Estate Agents

Are you an agent in San Francisco, CA?

Get these market reports sent to your clients automatically every week โ€” branded with your name and contact info.

Get started free โ†’

Data sources: Rentcast ยท Zillow ยท Federal Reserve (FRED)

Market intelligence by FarmPosts