4-week rolling average · Data through August 28, 2026 · ZIP 90254
ZIP code 90254 is running warm at a 62 out of 100 on the market temperature scale, with homes selling above list price at a median sale price of $2,550,000 compared to a median list price of $2,399,000. The median days on market sits at 43 days, suggesting steady but not frantic demand. At $1,510 per square foot, this coastal market commands a significant price premium that reflects its desirability.
| Beds | Sale Price | Rent |
|---|---|---|
| 1BR | $699K | $3K/mo |
| 2BR | $1.55M | $5K/mo |
| 3BR | $2.25M | $7K/mo |
| 4BR | $3.95M | — |
| 5BR | $4.50M | — |
| 6BR | $2.79M | — |
| 7BR | $4.75M | — |
| 8BR | $3.50M | — |
Sellers are in a favorable position as homes are closing above the median list price, with a $151,000 gap between list and sale price working in your favor. With only 95 active listings in inventory, competition among sellers remains manageable, giving well-priced homes a strong chance to attract serious buyers.
Buyers should be prepared for above-asking-price negotiations, as the median sale price of $2,550,000 exceeds the median list price of $2,399,000 in this market. With a median of 43 days on market, you have a bit more breathing room than in a frenzy, but strong properties will still move quickly.
The rent-to-price ratio in 90254 presents a challenge for traditional cash flow investing, as a median rent of $4,500 per month against a median sale price of $2,550,000 reflects a very low gross yield. Investors focused on long-term appreciation in this coastal ZIP may find more opportunity than those seeking immediate rental income, particularly given the limited rental inventory of just 74 units.
The current 30-year fixed mortgage rate of 6.66% adds significant carrying costs on a $2,550,000 purchase, making financing strategy critical for buyers in this price range. Buyers who can qualify for the 15-year fixed at 5.98% would save on interest over time, though the higher monthly payment on a multi-million dollar loan demands careful financial planning.
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Market intelligence by FarmPosts