4-week rolling average · Data through May 4, 2026 · ZIP 90266
ZIP code 90266 is running hot with a market temperature score of 77, and homes are selling above ask with a median sale price of $4,250,000 against a median list price of $3,895,000. With only 26 days on market and 128 active listings, demand is clearly outpacing supply in this luxury coastal market. Price per square foot sits at $1,495, reflecting the premium buyers are willing to pay to be in this zip code.
| Beds | Sale Price | Rent |
|---|---|---|
| 1BR | — | $3K/mo |
| 2BR | $1.59M | $5K/mo |
| 3BR | $2.98M | $6K/mo |
| 4BR | $4.30M | $9K/mo |
| 5BR | $5M | $10K/mo |
| 6BR | $5.00M | — |
Conditions strongly favor sellers right now, as homes are closing an average of $355,000 above the median list price. With only 26 days on market on average, well-priced listings are moving quickly and generating competitive interest.
Buyers should be prepared to offer above asking price, as the data shows the median sale price of $4,250,000 exceeds the median list price of $3,895,000 by a significant margin. Acting decisively matters here since inventory of 128 active listings is limited and homes are not sitting long at 26 median days on market.
The rent-to-price ratio in 90266 is quite compressed, with a median rent of $4,800 against a median sale price of $4,250,000, making traditional cash flow investing very challenging in this market. Investors targeting larger units may find more relative income potential, as 4-bedroom rentals are reaching $9,499 per month and 5-bedroom units are hitting $9,950 per month.
The current 30-year fixed mortgage rate of 6.3% adds substantial carrying costs on a $4,250,000 purchase, making financing strategy a critical part of any buying decision. Buyers who qualify for a 15-year mortgage at 5.64% can save meaningfully on interest over the life of the loan, though the higher monthly payments on a luxury-priced asset require strong financial planning.
Get these market reports sent to your clients automatically every week — branded with your name and contact info.
Get started free →Data sources: Rentcast · Zillow · Federal Reserve (FRED)
Market intelligence by FarmPosts