4-week rolling average · Data through April 28, 2026 · ZIP 90732
The 90732 market is running hot with a temperature score of 79, and homes are selling at a median of $1,070,000 against a median list price of $885,000, meaning buyers are regularly paying well above asking. With only 24 median days on market and 145 active listings, demand is clearly outpacing supply. At $534.90 per square foot, this coastal market commands a premium that shows no signs of softening.
| Beds | Sale Price | Rent |
|---|---|---|
| 1BR | $455K | $2K/mo |
| 2BR | $529K | $3K/mo |
| 3BR | $920K | $4K/mo |
| 4BR | $1.03M | $6K/mo |
| 5BR | $1.40M | — |
Sellers are in a strong position as homes are closing at $185,000 above the median list price on average, reflecting intense buyer competition. With only 24 days on market, well-priced homes are moving quickly, so listing at a strategic price could spark multiple offers and drive the final sale price even higher.
Buyers should be prepared to offer above list price, as the gap between the median list price of $885,000 and the median sale price of $1,070,000 signals a consistently competitive bidding environment. Acting with urgency matters here since homes are going under contract in a median of just 24 days, leaving little time for hesitation.
With a median rent of $3,000 and only 27 rental units available, the rental market in 90732 is extremely tight, which supports strong occupancy rates and pricing power for landlords. A 3-bedroom rental commanding $4,175 per month alongside a purchase price of $920,000 is worth analyzing carefully for cash flow potential in this supply-constrained environment.
The current 30-year fixed mortgage rate of 6.23% and 15-year rate of 5.58% mean monthly carrying costs on a $1,070,000 home are substantial, so buyers should model their payments carefully before committing. Buyers with the financial flexibility to consider a 15-year loan can capture a 0.65 percentage point savings, which adds up significantly over the life of the loan on a home at this price point.
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Market intelligence by FarmPosts