4-week rolling average ยท Data through August 28, 2026 ยท ZIP 90732
The 90732 zip code is running at a warm 70 out of 100 on the market temperature scale, with homes selling at a median of $1,095,000 against a median list price of $769,000, signaling strong buyer competition and frequent above-asking sales. With only 142 active listings and a median of 34 days on market, supply remains tight relative to demand. At $585.34 per square foot, this coastal market commands a significant price premium.
| Beds | Sale Price | Rent |
|---|---|---|
| 1BR | $459K | $2K/mo |
| 2BR | $506K | $4K/mo |
| 3BR | $898K | $5K/mo |
| 4BR | $981K | $5K/mo |
| 5BR | $1.35M | $6K/mo |
| 8BR | $1.85M | โ |
Sellers are in a favorable position as homes are closing at $1,095,000 on average despite a median list price of $769,000, reflecting robust buyer demand willing to bid well above asking. With just 142 active listings in the area, limited competition means your property has strong visibility in a warm market.
Buyers should be prepared to offer above list price given that the median sale price of $1,095,000 significantly exceeds the median list price of $769,000 in this zip code. At a 30-year mortgage rate of 6.66%, financing a home at the median sale price will carry a substantial monthly obligation, so getting pre-approved and acting decisively within the 34-day median window is critical.
With a median rent of $4,895 and 123 rental units currently available, the rental market in 90732 shows meaningful demand across all bedroom sizes, from studios at $2,100 to 5-bedroom units at $5,500. Investors should weigh those rental returns carefully against a median purchase price of $1,095,000 and a 30-year rate of 6.66% to ensure cash flow targets are achievable.
The current 30-year fixed mortgage rate of 6.66% adds considerable cost to financing at the median sale price of $1,095,000, making the 15-year option at 5.98% worth evaluating for buyers who can manage higher monthly payments. Even a modest rate improvement could meaningfully shift purchasing power in this high-price market, so buyers should stay close to rate movements and consult with lenders regularly.
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